Our Advice and Philosophy

We take the time to get to know you and to find out what your financial goals are.

Whether you are just starting the journey to financial freedom, or about to retire and enjoy the rewards of your hard work, Blackmores has a range of services to meet your needs. We are committed to providing quality financial and wealth protection advice. We seek to understand your individual needs and objectives considering your investment profile and wealth accumulation timeframe. Our aim at Blackmores is to implement strategies that will achieve the best possible financial outcome and we perform our services at all times in the best interests of our valued clients.

What can you expect?

"The key to your secure financial future is planning". We will prepare a comprehensive financial plan for you, spanning superannuation, investment services, estate planning, insurance and retirement planning. Your plan will not only cover your current requirements but also be tailored to your long term needs and objectives. Your plan will also be reviewed on a regular basis and modified as your personal circumstances change.

We provide you with advice based on detailed research and you can be confident that our advice is based purely on your needs.

As a client of Blackmores you have access to: one of Australia's largest financial planning dealer groups and risk management companies, Aon Australia, part of the worldwide Aon group of companies. Aon's extensive research network provides you with information from local and global investment markets. This means better quality advice and better quality investment decisions. Importantly, Aon Wealth Management and Blackmore and Partners Financial Services are not owned or influenced by a bank, insurance company or financial institution.

Getting to know you

Our starting point is to clarify your current situation.

This means gathering information on your income, liabilities, cashflow, debt levels, taxation, insurance, superannuation, and other investments. We also need to ascertain your investment risk tolerance and lifestyle preferences.

We then need to work with you to identify your goals and objectives; we break this down further into short, medium and long-term financial objectives to give us the starting point for preparing your workable financial plan.

Possible goals for your consideration

• retire early
• plan an overseas holidy
• pay off your mortagage early
• fund children's education
• buy a holiday home
• start a business
• change jobs
• 'sea change'
• plan for 'milestone' event, child's wedding, birth of child

Based on where you are now and where you want to be, will determine the investment strategies and investment products we recommend for your financial plan.

Your tailored financial plan is a bound document called a Statement of Advice (SoA). Your SoA (which is yours to keep), combines your details with what investment strategies and products we are recommending for you. We will talk you through the plan and answer any questions you have, as it is very important that you are comfortable with the recommendations and understand your plan.

Once your plan is finalised, the recommendations are implemented. In some cases we may need to liaise with 3rd parties, accountants, tax agents or solicitors to implement the strategies.

Your ongoing review program provides for regular reviews and ongoing access to your adviser. Your personal circumstances, taxation rules and the external environment constantly change, therefore it is important to review the situation on a regular basis and make amendments when necessary. 

Qualified advisers

All of Blackmore's financial advisers have the appropriate qualifications and practical experience necessary to provide financial advice and their ongoing commitment to training is an important part of their professional responsibilities.

General advice warning

• This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information.

• Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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Tel (within Australia): 08 8221 6515 Tel (international): +61 8 8221 6515